Understanding the Basics of Credit - Credit - Married Fun!

Understanding the Basics of Credit

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What’s the Deal with Credit?

Credit is a unique concept that allows an individual to experience financial obligations based on a promise. Everyone has credit, although some individuals find that their credit rating is better or worse than others. In addition to credit cards, which allow you to pay for items without having to pay cash for them, there are also things like loans and mortgages that have great influence on your personal number in regards to this crucial financial tool. For this reason, you should treat your personal credit with great respect, being careful to remain on top of payments and avoiding purchasing items that are simply out of your budget. Remember, credit is a privilege and you can lose that privilege quickly if you abuse the financial system.

Credit Card and Loan Applications

If you shop at large chain retail stores or check your mailbox, you have probably been presented with the opportunity to apply for credit cards or even a ...

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